Mortgage Insurance Rate Finder Today 30 Year Fixed Rate With a fixed-rate mortgage, your monthly payment stays the same for the entire loan term. Find information and rates for 15, 20 and 30-year fixed-rate mortgages from Bank of America.Yet finder analysis of ABS data found that fixed rate loans have fallen to just 12% of the mortgage market. But that could be changing, according to finder’s money expert Bessie Hassan. “A rate rise.Buy Down Interest Rate Calculator Current Interest Only mortgage rate current mortgage rates. 1 annual percentage rate (APR) and monthly principal and interest payments are calculated based on owner-occupancy, 20% down payment, the respective rate, related fees, and associated expenses. The rates and fees quoted are subject to change at any time and are based on a purchase transaction with a 45-day lock period.